The Reality:
Believe it or not, there really are mystery shoppers out there. WAIT! Don't get out your credit card just yet. It is not easy to get a job with a reputable mystery shopping firm. That's right, firm--as in company. Most of these jobs are managed by agencies. Rather than charging you a fee, they are going to treat you as an applicant and see if you're qualified. Expect to be tested on your spelling and grammar as well as your observational skills. Also, they do not require your credit card or bank information.
If you're really interested in becoming a mystery shopper, I would recommend you check out the Mystery Shopping Providers Association. They have several informative articles on how to be a mystery shopper and a very nice (and free) forum. You can also check out my list of legitimate mystery shopping companies.
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